TallyCrunch

Blog

Practical guides on seller fees, finance, and freelancing, written to help you make the decision rather than just read about it.

31 articles, every figure checked against the calculator it belongs to.

E-commerce2 min read

Etsy vs eBay vs Amazon: which marketplace is cheapest for sellers?

The same $40 sale nets a different profit on each platform. We break down the real fees on Etsy, eBay, and Amazon so you can pick the cheapest home for your products.

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Finance2 min read

Debt snowball vs avalanche: which pays off debt faster?

One method saves the most money; the other keeps you motivated. Here is how the snowball and avalanche really compare, and how to pick the one you’ll finish.

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Finance2 min read

How much should you have saved for retirement by age?

Am I behind? It’s the most common retirement question. Here are the age-based benchmarks, where they come from, and what to do if you’re short.

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Freelancing2 min read

Hourly vs fixed-price: how should freelancers charge?

Charging by the hour caps your income and punishes efficiency. Fixed pricing rewards speed but carries risk. Here is when to use each, and how to set the number.

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Business2 min read

Gross vs net profit: the number that fools small businesses

A healthy gross profit can hide a business that loses money. Here is the difference between gross and net, why it matters, and how to track both.

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Finance2 min read

Is refinancing your mortgage worth it in 2026?

Refinancing can save hundreds a month, or cost you thousands in fees for nothing. The deciding factor is the break-even point. Here is how to run it.

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E-commerce2 min read

The best platform to sell online in 2026 (and how to choose)

Shopify, Amazon, Etsy, or eBay? Each wins for a different kind of seller. Here is how to match the platform to your product, margin, and appetite for marketing.

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Finance2 min read

How big should your emergency fund be (and where to keep it)?

An emergency fund is the difference between a setback and a spiral into debt. Here is how much to save, where to keep it, and how to build it from zero.

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Finance2 min read

The 50/30/20 budget: the simplest plan that actually works

Most budgets fail because they’re too complicated. The 50/30/20 rule splits your income into three buckets and is simple enough to actually stick to.

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Finance2 min read

How to pay off your loan faster (and slash the interest)

A small extra payment each month can cut years off a loan and save a startling amount of interest. Here is why it works and how to see your own numbers.

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E-commerce2 min read

Dropshipping profit margins: what’s actually realistic in 2026?

Dropshipping promises easy money and thin margins deliver a reality check. Here are the real numbers, where the profit leaks, and how to keep more of it.

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E-commerce2 min read

7 hidden costs that quietly eat your e-commerce profit

Your margin calculator says 45%. Your bank account disagrees. These are the seven costs sellers forget, and how to stop them draining your profit.

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